Money Matters! How to Make Your Family (and Wallet) Happier with Smart Financial Habits | S4 E4

Intro to Szn 4 Ep 4

SPEAKER_00 0:09

Hello, and welcome to another episode of the Family Business with the Alestis. And today it is myself, Steve Aleste, and your favorite guest, Defer Aleste, my one and only birth son. Good to have you on the podcast today. We are talking about things we don't usually talk about on Sunday. Sometimes we can't talk about them on Sunday. And this is going to be a uh good episode right away. We're going to be talking about money. Yep. And how do we manage it? We're right now in what uh is considered inflation. We have inflation going up about 8%, where the cost of living has gone up, which has outpaced even the bonuses and financial increase, salary increases that people were given average 3% to 5% a year. And so if you got blessed and you had 5% increase in your income, your salary this year, already you're behind the eight-ball by four, three or four uh uh cents and dollars, and it's it's you're you're just not doing real well financially. So, Chris, you're newly married.

SPEAKER_01 1:26

Yep.

SPEAKER_00 1:26

You know, we're in business, our business being in ministry. Uh, there is money that is needed to do what we do. And uh so let's let's talk a little bit about it. So, how are you doing with your money?

SPEAKER_01 1:38

You know, we're we're we're doing okay. Uh, but one of the things that I constantly remind uh myself of is that I think the number one cause of of divorce is money issues. And the reason I even bring that up is not because we're afraid of that, but rather we know that this is an obstacle we'll have to constantly discuss. It's something that uh should be on our lips all the time and not in a negative way, not we should be fighting about it. We should be talking through it as much as we can, especially at the beginning, to find what our roles are, to find what works for us. Uh so Rochelle and I have talked about it a lot. We're very open. Um, we even have Chris months and Rochelle months, which I'm sure I'll break down what those are later.

SPEAKER_00 2:20

But that's good.

SPEAKER_01 2:20

We're it's just something we're talking about all the time and we're doing pretty good.

SPEAKER_00 2:24

Yeah. Well,

Why Money Creates Stress in Marriage

SPEAKER_00 2:25

what if we bring business and family together, what some people don't realize is the family household, um, when it comes to money, should be run similar to the way a business does. Uh, they don't always do that though. And what you're going to learn is if you don't stay within a budget with your finances, then there's going to be more stress, more pressure, more anxiety, because there's a lot more no's when it comes to spending money than there is yes. Now, when you come together as a couple and you're running a household, man, that that brings in a lot of challenges on the financial front, specifically because either you've got two couples or two individuals that have been raised to think about money in this term. And it's more of a responsible. They know, okay, I got to pay my bills, I got to make sure that there's enough money coming in. And at the end of the month, I have a little bit extra month instead of uh, I mean, a little bit extra money rather than a little bit extra month at the end of the month, meaning that you still have money to put aside rather than you don't have enough money and you still got a week left in your month. So you got some people that come to the marriage relationship already aware of the financial responsibility, or you have a person in the relationship that has no idea about money.

SPEAKER_01 3:56

Yeah.

SPEAKER_00 3:56

And either they have been a spendthrift and they just they don't care about debt, they don't care about paying off their credit cards on time, their car payments late, or they they have terrible credit. They come to the table because they just don't have an understanding of finances. Or you got somebody who comes in that has a poverty mindset where they don't want to spend anything. And now you're like, wait, let's go to dinner. No, we can't afford it. Everything's we can't afford it. And that creates a spirit of poverty in the household, and it makes it difficult for the couples to ever just enjoy a good balance in their home because both get on the same page that wait, money should be operated in this family, just like we would do it in a business.

SPEAKER_01 4:43

Yeah. Well, you need money

Choosing Your Financial Focus

SPEAKER_01 4:45

to make money, right? You can't sit here and say we're not gonna spend any money at a business level and yet we'll make some. Got to spend it to make some. If you want to scale up, you've got to spend some. There's gonna be a time where you have more going out than you do coming in, but it has to be with a plan to eventually have more coming in than you have coming out. And I think when it comes to the time we find ourselves in, inflation, uh, one of the big conversations I keep having with Rochelle is we never waste money, we spend it. So let's never talk about wasting it. Let's always talk about what we're getting as a result of it. If we feel like that's not worth it, then we just change what we're spending it on. At the same time, let's never make it about what we can afford. We're always saying, I'm saying no to this, so I can say yes to this. I'm not gonna focus on the no's, I'm focusing on the yeses. But all of this kind of comes down to having certain discussions about what we're going to stress. I personally feel like if I'm constantly burdened by I can't spend six dollars to go get a cheeseburger because we just had a crazy busy week and I'm not gonna go home and and you know, try to cook for an hour, all that. If I can't do that, I'd rather take all of that energy and put it into a side business and put it into waking up early and be excited about something. Now, of course, this is within reason, but I feel like you have to choose what you're going to stress. Am I gonna sit here and want every receipt, want every dime, want every detail, want to get mad if there was an extra $7 we shouldn't have spent? And what's so crazy is in our marriage, at least, we don't ever really fight over the big things. It's like whenever there's stress, and it's not me, whenever there's stress, it's like, it's like, no, we can't do that because it was six dollars. And I'm like, this is almost an insult to me as a person. But to me, it's just making really specific uh what we will talk about. And it's it's never going to be, you know, wasting or we can't or anything like that. We're going to stress the other side of it. We're going to stress, okay, how do we make more? How do we have an expansive life? Um, you know, a generous mindset. I don't want to sit here and and if a waiter took care of us, I don't want to sit here and say, well, I can't tip them well because, you know, I just don't have enough. No, I want to have, I want to have an abundance mindset, but not to the point of irresponsibility. I I want to have an abundance mindset because I want uh to be an abundant person. I want to live in abundance. And so I think for me personally, uh, it's almost like you're you're you're you're cutting me and draining me if we're gonna have all these fights about, you know, stressing where every single dime goes. No, for me, it's no, let's, let's, let's stress how we can build great things and have more and uh, you know, write books that that bring in extra income for us. So this may be something that, you know, on the next podcast I say was really stupid and I shouldn't have done that, but that's kind of where we're at now. So that kind of goes to Chris and Rochelle Munz. Rochelle is the budgeter, which is funny. She she is the one that because she sees everything through a lens of safety, you know, she's like, I feel safe when I know our budget's there. That's never my gifting. I can't, I don't know why. I can't do that consistently and well enough. Because I always think, you know, if we said we were gonna save $500, who cares if it's only $490? That's just kind of where my mind's at. So we have Rochelle months where it's like, okay, you know, this month we're gonna get crazy because we have so many uh in-laws as far as siblings, there are so many birthdays. So it's like there's so many, there are just some months where it's like we need to be very careful because we could end up buying way too much stuff for people and it's gonna mess things up. But then we have Chris months where it's like, you know what? Let's go spend, let's do things that are fun, let's take advantage. And so we sit down at the beginning of every month and go, whose month is it?

SPEAKER_00 8:34

Okay, wait a minute. So is a Rochelle month not spending money?

SPEAKER_01 8:37

Yes.

SPEAKER_00 8:38

And a Christmas Chris month is spending money.

SPEAKER_01 8:40

A Christ month is not stressing if money is spent.

SPEAKER_00 8:44

I gotcha. Okay, well, that works.

SPEAKER_01 8:47

Yeah. No, and we we we do a good job. We we do our best. Our our savings continue to go up. We're we're not necessarily the people that are trying to pinch pennies in our budget, but when bonuses come in, we don't touch them. Every time they come in, put them away. And uh that's just the way we work. When I, you know, if there's a side hustle that I'm doing, or if Roschelle's doing something, she's working on her own, we put that money away. And to me, that's just what works for us. But this comes to a lot of discussion because it is weird how I can spin out and be like, I just I don't want to not be able to buy a $20 plant. I don't care. I want to buy it. I want to buy it, I want to buy it, let's buy it. And so I need some help kind of coming back into it from time to time, but so does she. She needs help coming back into the, okay, let's talk about this. It's we're not, we're not gonna die. I understand that gas is expensive. Okay, well, we'll we're just gonna go take care of it, put the rest on God. Like we'll be fine. And and it ends up working out fine.

SPEAKER_00 9:46

Well, on a Rochelle month where you're not spending and economy is kind of tight right now. You mentioned gas, you mentioned food.

Working with Money as a Family

SPEAKER_00 9:54

You know, couples do need to get on the same page with regards to how they can eliminate some of the excess. So, for instance, in our household, just we all have cars. Well, since we come to the office here, um, we know sometimes it's just best that, all right, let's drive together. And your sisters have to do that and they got to work on it. Well, that sometimes means that either when uh one of them who is has to stay later, Gabby in this case, because she has youth on Wednesday, that either means Lauren stays with her later, or Lauren gets a ride from somebody else to get home because Lauren doesn't have to stay as late as Gabby does. There's some give and takes that is good for couples and people to understand right now that, you know, we can do something about this. We don't have to act as though uh it's uncontrollable and it's out of our power, or we should be getting nervous about um being uh less, having a less quality of life, or quality of life has to suffer while we go through this. No, if if we can get our ourselves on the same page and come to an agreement and say, hey, okay, um, let's let's not go out as much. Maybe we don't have to just drive down the street to uh go go to the beach today. Maybe we just hang out in the backyard and just chill where we're not spending the extra money. Or maybe we do go to work together, or you know, maybe we um piggyback on our siblings. Come over, pick me up, let's go hang out, or something like that. We help each other give and take. Um, because I'll tell you what, I don't see too many cars not being on the road. No, they're all there. They're all there. And uh there's still a lot of money being spent on gasoline, even though things are starting to uh balance out a little bit. But Chris, the the point about all of this would be is um sometimes we make money a uh a power such a powerful influence in our life that it can either uh it could it could wreck a long home, it could wreck a relationship, it can wreck a friendship because money has that kind of control over us, and what we need to see money as is simply a tool. Yeah, it's a tool to help you get a nice house over your head, it's a tool to give you a nice car to drive with, a tool to help you eat, take care of your household, a tool to help you get educated. It's only a tool, yeah, it's not a god, but look how much uh credit or weight we give to it. Or what we do for it. Look, no, just a weight. Here you said it. All right, well, I heard that uh some marriages um they can't survive. That what causes them to causes divorce is money. What kind of weight are you giving to money? That that you're allowing money to come in and break your vows. Well, you said, you know, for rich, for poor, sickness and in health. You you you want to stay married? You say you love each other. How do you let money come in and mess up your love? We're giving money too much weight when all it is is a tool. So I know this about a carpenter. If he's working on a job, he goes to his toolbox and he uses his tools. What happens if he finds that he doesn't have the tool for a specific project? He goes out and he gets more tools until he finds the right one. So here's the thing with money when it comes to it being a tool, if you don't have enough

Side Hustles and Making Extra Money

SPEAKER_00 13:51

of it, you're gonna do one of two things. One, you're gonna stop your spending, or two, you're gonna figure out a way to get more of it. So we're fortunate in that we operate in our ministry and our ministry takes care of us financially, but it never gives us the kind of life we want and we expect. And it never should. So what do we do? We pick up, as you said, side hustles. We've always done that. Mom and I did it way back in the day. It was Amway, where we worked our side hustles when we were younger. And that extra couple hundred bucks a month made a big deal for us when I was making 50 bucks just doing extra weddings. When we first got married, I needed more money. So I'm like, okay, let me do weddings. And as a pastor, I'd go out and do weddings, make 50 bucks. I'll never forget. People you didn't know. People I didn't know. I'd sign up over at the Time Signature Gardens, put me on your pastor list. I'll go do weddings. I'd go to different um uh wedding halls and put my name in there, and I'd get calls and I'd go do these weddings. 50 bucks a month or extra a month or a weekend was huge. And of course, that meant giving up my Saturdays, because that's usually when weddings would take place or on Saturdays. Then I remember jumping and saying, Mary, listen, I'm really I'm getting good at this. So I'm gonna jump it from 50 bucks to $75 a wedding. And then it went from $75 to $100 a wedding. I remember when I started our church here and I wasn't making enough money, that uh a doctor buddy of mine was on an internal review board, IRB, for a drug uh testing facility. And so they needed a doctor to look at the medical side of things. They looked at, they had an attorney on this board that would look at the legal side of things. They had a um, they needed a pastor uh to look at the moral side of things. So I would go in and for $50 per protocol, I would go in, have to read the protocol, and determine what the effects of this drug testing would be on the fetus of the unborn, on the health of the individual. So from a moral standpoint, they'd be able to decide all right, is this an ethical drug to uh test on humans? And so I would do that at $50 a protocol. And um, that meant driving from uh my house down south over to Jackson Hospital because the facility was right next to Jask Jackson Hospital. Well, my goal was give me, send me three or four, and let me look at them before I got down there so I can at least leave with a couple hundred dollars extra in my pocket. There was always something I knew I needed to do to help bring in extra money because the ministry, our business, wasn't going to be what put it all the money in our pocket to help us live the dreams that we wanted to before us. And that's when it became um a blessing for mom when the music ministry took off. Yeah. I took out a line of credit on the home that we lived in, about $100,000, and I set it aside for mom's first music project. And then when that's when CDs were being purchased from uh the family bookstores, Christian bookstores, and those CDs would be purchased at a wholesale price. And within two orders, we paid ourselves back 30, 40, 50 grand for the cost of the project. And then everything from there was just money that we'd be able to put aside to the next project. Uh, and that helped us out with investments along the way. And then mom traveled and got honorariums for those traveling. And uh, those were things that helped us um raise a family of six with a great childhood.

SPEAKER_01 17:40

With a great childhood. Well, you you've instilled uh those things in me for sure. And those were things that I was able to bring to my marriage. You know, that was something that um was new to my wife, and it was something I brought. You know, um, money, we're never gonna discuss, we're never gonna let money get in the way of what we want to accomplish and achieve. Money does not get to tell us what we do or when we do it, or even how we do it. We're going to put everything on paper, what do we want to get done, and we figure things out. And that's been really cool. You know, Rochelle and I will sell stuff here and there. I've written a book before. I've got my health coaching thing that I do. It's like we're gonna do these things on the side to make sure we get what we want. We're never gonna be people who feel like, you know, well, we can't do those because we're limited. We're not gonna have limited thinking. Um, because believe it or not, just a little more thinking would actually disprove all that limited thinking. But uh, so you instilled that in me, and and I I love it. I'm I'm shocked at how many people don't think that way because it's so natural to me because of the way you raised us. Um, but there is something else that side hustles allow people to do. And I think it's really important that they have them and then they hear that we have them. Um, you know, one of the things I remind myself before I even got married, I started thinking, man, the life my kids have, the life my wife has, is going to be based on my work ethic, based on my ability to create something for them. And so I started to say this to myself pretty much daily. I'd say, don't box them in. And them always meant my family. And I didn't want my lack of work ethic to box the my family in the type of life they would have. So every time I wake up early to write when I'm exhausted, or to talk to a client when I'm really that's just I'm not even really built for that stuff. I just I know it works and so I'm doing it. Whenever I don't have the motivation, I think, okay, my work ethic will box my family in. And so luckily, these side hustles give me an aspect of my life where I can say, if I'm willing to do the work, then I'm willing to get, and the harvest will come. And you really don't get that at a nine to five. You really don't get a if I show up this week and give my all, who knows what I could make? No, you kind of show up and say, whether I give my all or not, this is how much I'm making. Side hustles allow for that, that balloon opportunity where man, who, if I get in there and I do the work, who knows how much fruit this tree could have? And so I think that's the cool thing about side hustles too, because not only does it allow more to come in, but it allows more of you because you are now in a space where you say, wow, I am the factor here. I am the the thermostat. I get to decide how big this thing gets. And that's pretty cool.

SPEAKER_00 20:35

Yeah.

SPEAKER_01 20:35

If you don't get that.

SPEAKER_00 20:36

Well, what you're doing is um there's some people today that spin, I don't, they spend their time, they invest their time in Netflix, and that doesn't give you a real good return. They invest their time in gaming, and that doesn't give you a good return. We heard some crazy statistics that by the time a kid turns 20, the if he's a gamer, the amount of time he spent in the gaming room could have earned him two degrees at a local university.

SPEAKER_01 21:04

Two bachelor's degrees.

SPEAKER_00 21:05

Two bachelor's degrees. That's crazy. What is it, what's happening there is people are investing their time into those things, and it's not giving you a return that is going to help you on the bottom line financially. And um, so what people don't understand is their time is valuable. Uh, when you're young, that's the best time to, in a sense, burn the candle at both ends. Yeah. Do it while you're young, while you've got energy. Because when you get older, yeah, you don't have the energy that you once had. And you have more responsibilities. Then you have kids. And after you have kids, you know, you it's not one kid, it's two kids. And then you're gonna rely on some of that extra money that's coming in. And mailbox money is great, meaning those side hustles where it's not just sales, something you get in where there's a continuous return, you're getting paid on work. That not only are you doing, but some other people are doing in a multi-level fashion. That's great because that's where mailbox money comes in. You're doing the work one time or two times, you're getting it built solidly, but then the residual of that helps you, even if you have to step away for a little bit. So our side hustles, mom and I both, we have our own, as well as you. Mom has her oils. I had the uh uh health coaching, which you got involved in. So what that did was during COVID, we walked away from it because everything shut down. But you know, people still were ordering product. We couldn't work it, we weren't working it, but we were still getting a revenue stream off of it because it was a side hustle where we did the work. We didn't just stay and expect our church to provide for us, Chris. You just can't expect your job to provide for you. And as long as what we're doing wasn't stepping over into uh, you know, our our nine to fiver, we were cool. We encouraged that. So your time is important, and especially if you're a young couple, both of you get out there and do something. I know this back in the day, Amway for me, it exposed me to a success principle, success principles that I personally

Expanding your Money Mindset Through Learning

SPEAKER_00 23:17

didn't even have in the church because I wasn't exposed to success principle teaching when I was younger. But I was exposed to that by some great guys that were out there on these stages that were motivating people in their business, but also they spent time to have a church service when you'd go to a convention on the weekends. And I remember getting teachings from Ron Ball, who was a good man, and uh he would uh uh take the biblical principles and intertwine them into success principles, it exposed me to those things, which then led me to this, and this is what's important for young couples. You have to expose your brain, your mind, to principles that will expand your thinking on financial success. If you don't read things from Dave Ramsey, Ramsey on how to organize your finances, you'll never do it on your own. Because if you could do it on your own, you'd already be doing it. You got to learn from guys that are pro that are good at it. Think and Grow Rich, Napoleon Hill. I mean, my gosh, I those were great books that I learned back in the day for business. John Advanzini, a uh more of a religious leader, taught about the biblical principles of success. That expanded my mindset on the power of the seed, giving and receiving. It's better to be a giver, it says, than to be a receiver. I learned those principles, and I can remember every New Year's Eve, man, especially when I was young and I didn't have anything. I remember putting those goals out there. I'm gonna have this for my family, I'm gonna have that. Uh, we're gonna have this education for our kids, we're gonna see this happen. And a lot of it was on the front end, it started with a dream that I was able to develop because I expanded my mindset through being introduced to all of these books on success. Yeah. When you and your sisters were going to school, we were blessed, man, to have you in a private school early on. We couldn't afford it, but we went down and we pleaded our case and they gave us a discount. And to us, it was like that was a great investment. We need to figure out how to do it. So let me go out and not just depend on my church to help me pay for it. Let me also move out with these side hustles to help me pay for it. And we were able to have our things. But it if you're not exposing yourself to those thoughts, then here's what's gonna happen with a young couple. They're gonna go to their job, they're gonna go home, and they're probably gonna sit in front of the television, or they're gonna go hang out with their friends, they're not gonna do anything that's gonna give them any kind of extra financial return. They're gonna go play games to late in the early in the next morning, spending all that time, it's wasting that time, it's investing that time that's giving them a harvest they're not gonna be happy with. Yeah, but if you'll expand your thinking, open yourself up to ideas, even in what you're talking about, a Rochelle month, a Christopher month. Open yourself up to those ideas. Talk to people that are financial managers, talk to business owners, find a mentor, man. Let these people pour into your life, and what you're gonna find is all right, I'm gonna hustle, hustle, hustle, hustle, hustle while I'm young. Yeah, I'm gonna burn that midnight oil while I can. And you're gonna start seeing, wait, those things are producing results for me financially.

SPEAKER_01 26:41

Yeah.

SPEAKER_00 26:42

And it's going to help you have more and not be so controlled by it. You control what you can control, which is your work ethic.

SPEAKER_01 26:50

Yeah.

SPEAKER_00 26:50

And watch how your efforts are gonna pay off for you.

SPEAKER_01 26:53

Well, I've heard it said that you know, a mind expanded never goes back to its original size. And that's that's a pretty cool thing to think that, you know, I can get into a book and it's doing something permanently in me. I may not be catching everything, but permanently, my brain is expanding. And I think that's the cool part about a side hustle is that it it's kind of like they they say that if you really want to become a really good person consistently to do all the things you should do, they say start with one. Start before you go to bed, flossing every night. Because something about one good habit starts to make you want to do more good habits. So I find this in my own life. You know, eating clean was something that was really hard for me, working out. I wasn't really into that stuff. All of a sudden I get into one good habit. And now, I mean, I'm eating salad and fruits and vegetables every single day, and I'm enjoying it because these habits build on each other. So the side hustle is kind of that one good habit to say, I can go the extra mile. I can do more than I think I can. It's kind of the flossing. Before you know it, you're doing so much more because you're learning more and it's helping you be better in the nine to five. One of the principles John Maxwell shares time and time again is growth does not happen accidentally or by default. People sometimes don't expand for more when they're young because they have this mindset that I'll get paid more for the work I do now at some point. At some point, I'll get a promotion. At some point, they'll want to pay me more. And that's just not true. In fact, the story we see are people that they work in the place for 20, 25 years and then they get dumped because you're not young anymore and you don't have that energy that they expected from you when they paid you so little. Uh, so the truth is they expect that this growth will be natural and by default, and it's just not. No. So you get into that space, it's like you dive in the pool there of let me get this thing going. And then before you know it, an extra 50 bucks a month, you're like, you know, that's kind of nice. I want more. Okay, uh let me what do I need to do more? Well, let me lean into the people that are doing it. So now, just by stepping into the pool, you're leaning up against good people. That's what I love about our health coaching thing. There's just great people in there, and I get to catch a lot from them. And so now you're thinking, man, I don't want a hundred bucks. I I I that guy told me he makes a thousand. I think I can do that too. And you start to institute these principles into your life and these habits that start to bleed into the rest of what you do. Oh, so true. So it never goes back to its original size, and that's what I've seen. You know, doing the side business never took away from the church. It what it made me a better leader for the organization because now I'm like, I have to operate all of this work in a short period of time. Look at how much I'm capable of doing.

SPEAKER_00 29:39

Yeah.

SPEAKER_01 29:39

And that's I'm trying to do for my living room. Here I have an office space, I have time allotted for it, I have a team. This is so cool. I can do even more here.

SPEAKER_00 29:47

Yeah. I wish couples would see that. Getting a couple hundred dollars more a month, I don't know, it's everything from you know, being a photographer, if you're good at it, go ahead and do some side things with your photography. Um, who knows what you can do? There's so many opportunities out there that will stay within something that you enjoy doing.

The Effect of the Wrong Money Mindset

SPEAKER_00 30:06

Um, if you'll do that, a couple hundred bucks a month extra, Chris, that's a car payment for some people. It's amazing. If we just look at it in terms of let me do this work so I can afford a better life for my family and so on. I had a brother-in-law one time. Thankfully, he's no longer in the family, but I had a brother, brother-in-law one time on Mary's side of the family, but um, we went out to see him because there was a new baby in the family, and we went out to cold, cold weather. It was freezing. And uh we he was in ministry, so he was hired by this ministry as their youth pastor. And I'll never forget it. We get to the airport, he picks us up. I'm in the front seat. The car is a mess. The baby is in the back seat in a carrier, baby seat, and he's picked up Mary and I. Uh, I you were too young, you guys weren't even born yet. Got our luggage in the back of his big old car, and the driver, uh, the passenger side window was busted out, and all he had on it was plastic. It's like in the 20s, and we're driving down the highway with a baby, with a baby in the car. I'm freezing, and the longer we're in this car, the madder I'm getting at him because he says, I just can't afford to fix it right now. I'll get it done. I'm like, what? Dude, you're not going out of your way to be a better provider for your family so you can go and get your window fixed in these freezing temperatures and not freeze us all out. And you knew we were coming to visit you. He came to pick you up. Drove me crazy. There are too many people that want to make excuses. I can't afford it, I can't afford it, I can't afford it. That's when you start making money, you're God.

SPEAKER_01 31:51

Yeah.

SPEAKER_00 31:52

Because it provides money keep you from doing what is best for your life and your family and what you want to be able to do in life. Yep. You can't do that. You got to push yourself, get a little uncomfortable, step out of your little rut, your little comfort zone of what you're, if your company can't provide it, uh, go out and do something on the side, figure out a way to do something that's good for you. That also, hey, don't take it overboard where now you're sacrificing your family on the altar of all of that. Find a good balance, work it a few hours a day or a few hours a week, whatever your schedule, or the Saturday, instead of staying in and watching cartoons all day, go out, go do something a little better that's going to give you an income, and you're gonna be able to find that. You know what? Money is just a tool. And I hope that couples, families would see that. Money's a tool. It's not your God, it's not your provider. It will provide some things for you, but it's not your provider of happiness, wholeness, healthiness, and a loving family. Don't let it be the stress that it is. Go out, figure out a way to make a little bit more of it, and you're gonna be fine. Yep. Yeah. So, Chris, you're newly married. I'm glad it's working this way. A year and a half into it. Money's not an issue. You're putting your money aside, you're working in a diligent manner, you're faithful with your giving here in our business. Always. We know the power of that. And um, what a blessing.

SPEAKER_01 33:20

What a blessing.

SPEAKER_00 33:21

It's never gonna be a problem for you. No, no. And it's not because you have a father, it's because you have a much higher father, a higher power. That's got you taken care of. Well, that's then our episode of the Family Business with the Alessis as we were talking

Closing Thoughts

SPEAKER_00 33:39

moolah, moolah, moolah. Money, money, money. Hope you've been helped in some way today. Thanks for joining us.

SPEAKER_01 33:46

Thanks for listening to the Family Business Podcast with the Alessis. We appreciate you listening and learning with us as we just shared more about the family business. You know, I bet there's someone you know who could use this kind of advice, encouragement. So make sure to share this episode with them and their family because let's face it, family is everyone's business. If you want to be a part of our family, subscribe to the show right now on your favorite app and make sure to download the episodes so you can hear them at any time. Oh, and one more thing one of the best ways to help us spread the word about the family business with the Alessis is by reviewing the show on Apple Podcasts or your favorite app. So help us out, write a review, and join us next time at the Family Business Podcast with the Alesi.